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If you are a central government employee and you have opted for UPS, then now you can switch to NPS. The government gave this information by issuing a notification on Monday night, 25 August. Let us tell you that the government has already fixed the date for choosing UPS. According to this, central employees can choose UPS till 30 September 2025.
UPS vs NPS: The central government has taken a big decision related to pension, which will directly affect lakhs of employed people. If you are a central government employee and you have opted for the Unified Pension Scheme (UPS), then now you can switch to the National Pension System (NPS). The government gave this information by issuing a notification on Monday night, 25 August.
Important Update for Central Government Employees!
Government has now introduced one-time, one-way switch facility from #UnifiedPensionScheme (UPS) to National Pension System (NPS). Central government employees can switch to the UPS before September 30, 2025, for assured… pic.twitter.com/UjJJjM56S9
— PFRDA (@PFRDAOfficial) August 25, 2025
The Finance Ministry has clarified that this facility will be available only once and one-way. That is, if you switch from UPS to NPS, you will not be able to go back to UPS again. This switch will be available only for those employees who have chosen UPS.
According to government data, as of July 20, about 31,555 central employees have opted for UPS and the last date for enrollment under this scheme is September 30, 2025, which will provide guaranteed pension and many benefits. The option to switch from UPS to NPS is also available till September 30.
When can we make the switch?
Employees can choose this option up to one year before the date of retirement or three months before retirement in case of voluntary retirement. If the switch is not made during this period, the employees will remain in UPS by default.
Who will not get this facility?
If an employee has been removed, dismissed or forcibly retired, or disciplinary proceedings are pending against him, he will not be able to avail this facility.
Know the advantages and disadvantages of NPS?
Once the employees leave UPS and join NPS, they will no longer be eligible for the fixed pension and guaranteed benefits of UPS. Instead, they will be able to invest and withdraw pension as per NPS rules.
An additional 4% contribution from the government will also be added to the employee’s NPS account. Pension will be decided based on the amount deposited at the time of retirement.
Let us tell you that the government has ordered all the ministries and departments to ensure that this information is conveyed to their employees so that they can take the right decision in time.
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