Special FD Scheme: In the festive season, such special fixed deposit schemes have been started by many banks of government and private sector, by investing in which you can get better returns.
First of all, if we talk about Canara Bank, then the bank has launched a special FD scheme plan, whose time period is 666 days. The bank will give an interest of 7% to common citizens and 7.50 percent to senior citizens on depositing money in this FD scheme of less than Rs 2 crore.
Canara Bank tweeted information
Canara Bank has given information about this special FD scheme by tweeting. Canara Bank is currently giving an interest of 2.90 to 5.75 percent to its general customers on FDs of 7 days to 10 years. Whereas, the bank is giving interest between 2.90 to 6.25 percent to its senior citizen customers on making FDs for the same period.
Unity Bank launched special scheme
Unity Small Finance Bank Limited (Unity Bank) has launched a special fixed deposit term Shagun 501 to illuminate Dussehra and Diwali. For fixed deposits of 501 days, retail customers will get attractive returns of 7.90 per cent per annum. Whereas, senior citizens will be able to earn 8.40 per cent per annum return. This festive offer is available only for deposits booked up to October 31, 2022.
IDBI extended the Naman FD scheme
IDBI Bank had started the Naman Senior Citizen FD Scheme with the intention of giving higher returns to senior citizens. The bank has extended this FD scheme for investment till 31 October 2022. According to the bank, senior citizens can get 0.20 percent higher interest rate on investment on the Naman FD scheme. One can invest in this scheme from one year to 10 years.
Know about SBI’s We Care FD Scheme
Here, the State Bank of India (SBI) launched the Wecare FD scheme in September 2020 to provide higher return on investment to senior citizens. This special FD scheme was to be closed in August. But, giving relief to senior citizens, the bank has extended the investment deadline till March 31, 2023. The bank is giving 0.25 percent additional interest rate to senior citizens on investment in this. In this, investors can invest money for tenures ranging from 5 years to 10 years.
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