Govt Issues Warning: Jan Dhan Accounts to Be Closed After 30 September Without This Update

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Jan Dhan Accounts : Have you opened a Jan Dhan account and it has completed 10 years ? So now the time has come to get Re-KYC done. If you do not do this, your account may get frozen, that is, everything like withdrawing money, sending money or getting subsidy may stop.

If you want your bank account to remain active and you keep getting the benefits of government schemes without any interruption. So it is very important for you to get Re-KYC done before 30 September 2025.

To make this work easier, the government has set up camps in every Gram Panchayat, so that you do not have to stand in the bank queue. Just reach the camp with your Aadhaar and address proof and complete your KYC . This is an opportunity, it is important to do this to keep your account safe and active.

What is Re- KYC ?

Re-KYC means updating the information of Know Your Customer again. In this, you have to give your new address, mobile number or any important information to the bank, which may be different from the records given earlier. This process is necessary so that the bank can ensure that the account is in the name of the right person and it is not being misused .

The camps are running from 1 July to 30 September 2025

The RBI governor said that with the completion of 10 years of Jan Dhan Yojana, re-KYC of lakhs of accounts has become mandatory. Keeping this in mind, all government banks are organizing camps at every panchayat level in the country from July 1 to September 30, where Jan Dhan account holders can come and get re-KYC done . The purpose of these camps is not only to get KYC done, but also to connect people with many schemes through it.

You will also get benefit of these schemes

• Pradhan Mantri Jeevan Jyoti Bima Yojana ( PMJJBY) – Life insurance of Rs 2 lakh for just Rs 330 per annum.
• Pradhan Mantri Suraksha Bima Yojana ( PMSBY) – Accident insurance of Rs 2 lakh for just Rs 12 per year.
• Atal Pension Yojana ( APY) – Pension scheme for the elderly, through which it will be easy to get a monthly pension of Rs 1,000 to Rs 5,000.
• Prime Minister Modi informed on 2 August 2025 that so far 55 crore Jan Dhan accounts have been opened in the country and lakhs of people have successfully got their Re-KYC done. The Prime Minister appealed that every account holder should get their KYC updated as soon as possible , so that their account remains active and they can take advantage of government schemes.

What are the benefits of Jan Dhan Yojana?

• Account opens without any minimum balance.
• Interest is received on the amount deposited in the account.
• You get RuPay debit card, which also includes accident insurance of Rs 1 lakh to Rs 2 lakh.
• Eligible account holders get overdraft facility of up to Rs 10,000.
• Under DBT , government subsidy comes directly into the account.

How to do Re-KYC?

• Go to your bank or camp with your Aadhar card and address proof.
• Fill the KYC form and submit the documents.
• After the process is completed the bank will update your KYC .

keep these things in mind

If you opened a Jan Dhan account 10 years ago, and have not updated any information after that, then your Re-KYC will definitely be pending. If you do not get Re-KYC done, your account may be temporarily frozen, which will make it difficult to withdraw money, make transactions or receive subsidies.

 

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